How Comprehensive Insurance Works

When you use your auto comprehensive insurance for a glass repair or replacement:

  • Deductible First: You pay your deductible amount (this is the portion you’re responsible for, set by your insurance policy).

  • Insurance Pays the Rest: After your deductible is met, your insurance company covers the remaining balance of the bill.

  • Auto comprehensive deductible is on a Per-claim basis: you pay your auto comprehensive deductible each time you file a claim, unlike a health insurance deductible, which applies annually.

For example:

If your deductible is $250 and your total glass replacement costs $800, you would pay $250, and your insurance company would pay the other $550.

Does My Auto Insurance Cover Glass Replacement?

We work directly with many major insurance companies. See the list below for our approved partners. Don’t see yours? Contact us—we may still be able to help.

Direct Billing Insurance

  • 21st CENTURY

  • AAA Insurance

  • Alliance Claims Solutions

  • ALLIED INSURANCE

  • ALLSTATE INSURANCE

  • AMERICAN FAMILY

  • AMERICAN National

  • Ameriprise Insurance

  • AMICA Insurance

  • AmShield Insurance

  • AmTrust North America

  • Arkansas Farm Bureau (SOFB)

  • Auto Club Group

  • AUTO OWNERS

  • Bear River

  • Bristol West

  • California Casualty

  • Colorado Farm Bureau (SOFB)

  • CSAA

  • Commerce Insurance

  • Cornerstone National Insurance

  • Country Financial

  • Eaton Corporation

  • Encompass

  • Erie Insurance

  • ESURANCE

  • Farm Bureau

  • Farm Family Casualty

  • Farmers Alliance Mutual

  • FARMERS INSURANCE

  • Farmers Mutual

  • Federated Insurance Company

  • Florida Farm Bureau

  • Freedom National

  • ​GEICO

  • GMAC INSURANCE

  • GRANGE

  • Hallmark Insurance Company

  • HARTFORD

  • Hiroad Insurance

  • Hortica

  • Legacy Insurance

  • LIBERTY MUTUAL

  • Louisiana Farm Bureau

  • Mendota Insurance Group

  • Mercury Company Cars

  • Mercury Insurance Group

  • METLIFE

  • Michigan Millers Mutual Insurance

  • Mississippi Farm Bureau

  • Missouri Farm Bureau

  • National Grange

  • Nationwide

  • North Carolina Farm Bureau

  • Omni

  • Omni - Hartford

  • Pilgrim Insurance

  • Plymouth Rock Assurance

  • PRAC of New Hampshire

  • Preferred Mutual

  • PROGRESSIVE GROUP

  • Pure Insurance

  • Republic Insurance

  • Response Insurance

  • SAFECO

  • SAY Insurance

  • Secura

  • Sentry Insurance

  • Shelter Insurance Company

  • South Carolina Farm Bureau

  • Stillwater Insurance Group

  • State Auto Insurance

  • STATE FARM

  • Tennessee Farm Bureau

  • Texas Farm Bureau

  • Titan Insurance

  • TRAVELERS INSURANCE

  • Union Mutual Fire Insurance

  • USAA

  • Utica Insurance

  • Verti

  • Western National Insurance Group

  • Westfield Insurance